Help a poor credit score
An Aqua card is designed to help you build your credit score.
The smart way to build better credit
Starting credit limit from £250 to £1,500
Designed to help you build your credit score
Spend instantly with Apple Pay and Google Pay
Check your eligibility
Get a response in 60 seconds and the check won’t impact your credit score
Join over 1 million customers who chose Aqua
Don’t forget
Failure to make payments on time or to stay within your credit limit means that you’ll pay additional charges, and may make it more expensive and difficult to get credit in the future.
Why should I apply for an Aqua credit card?
Safe and secure
Our 24/7 fraud protection gives you peace of mind, while our friendly support team is on hand if you ever need help.
Personalised credit limits
Build your credit with a personalised credit limit, starting from £250-£1500 that could grow if you manage your account well.
Credit-building support
With expert support, free credit score checks and smart tools like Aqua Coach, join the journey to building better credit.
Check my eligibility
39.9% APR Representative (variable) for Aqua Classic
Check your eligibility for Aqua with no impact to your credit score
How can an Aqua card benefit you?
Get that better credit feeling
People like you are changing their credit stories. Hear how Aqua is helping them feel more confident, in control and on their way to building better credit.
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Hear from our customers
Everybody has their own credit-building journey. Hear directly from the people who’ve used Aqua to help them along the way.
Credit building in one app
Track your credit score for free
See what shapes your score
Personalised steps to help improve credit
View your credit report any time
*Phone image for illustrative purposes only
No impact on your credit score
With SafeCheck, we let you know whether you’re eligible without impacting your credit score. It’s super easy and you’ll get a response in less than 60 seconds.
39.9% APR
Representative (variable) for Aqua Classic
Failure to make payments on time or to stay within your credit limit means that you’ll pay additional charges, and may make it more expensive and difficult to get credit in the future.
Use with your digital wallet
Make fast and secure purchases online, through apps or in-store. Add your Aqua card to your digital wallet to start making purchases instantly with your devices.
