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Offers & promotions
Balance & Money Transfers
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To make a transfer visit your mobile app at any time. Before making a transfer, please make sure that you have enough credit limit available after the transfer to cover any interest.
You can make balance transfers from most UK credit cards but not from store cards, loans, American Express or bank accounts. You should continue to make payments to your other card issuer(s) until your balance transfer request is processed and they receive payment from us.
You can make balance transfers from most UK credit cards but not from store cards, loans, American Express or bank accounts. You should continue to make payments to your other card issuer(s) until your balance transfer request is processed and they receive payment from us.
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To make a transfer visit your mobile app or Online Account Manager at any time. Before making a transfer, please make sure that you have enough credit limit available after the transfer to cover any transfer fees, interest and insurance premiums. Money Transfers must be to UK current accounts in your name. You can only make a transfer if your account is properly maintained. A fee applies to each transfer, and a minimum transfer amounts applies. You'll be able to see details of any fees before making a transfer.
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It usually takes about three hours for a balance transfer to process, but can take up to three working days, depending on your bank. You can check if the balance transfer has processed by viewing your transactions online. On bank holidays, weekends and after 3pm on working days we’ll start processing the transfer on the next working day. After you request the balance transfer, please keep making monthly payments to your old card provider until they confirm the transfer has gone through.
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A balance transfer allows you to transfer a balance from another card(s) to your Aqua Mastercard. A money transfer allows you to transfer money from your Aqua Mastercard to your UK current account.
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A money transfer allows you to transfer money from your Aqua Mastercard to your UK current account. A Balance Transfer allows you to transfer a balance from another card(s) to your Aqua Mastercard.
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You can transfer balances from most credit cards, but cannot transfer balances from store cards, any other card provided by NewDay, American Express, Pre Paid, Cashplus or Business credit cards.
You can transfer anything from £100 up to 90% of your available credit limit (including fees), and transfer as many balances as you want from different UK credit cards onto your card. Each time you make a balance transfer you'll be charged a fee which will be a percentage of the amount you transfer.
However, you can only make one balance transfer from the same credit card onto your Aqua card during a 30 day period.
You can transfer anything from £100 up to 90% of your available credit limit (including fees), and transfer as many balances as you want from different UK credit cards onto your card. Each time you make a balance transfer you'll be charged a fee which will be a percentage of the amount you transfer.
However, you can only make one balance transfer from the same credit card onto your Aqua card during a 30 day period.
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Your balance transfer must be made within the first 60 days of account opening to take advantage of the offer. Standard rate balance transfers can be completed after the end of the offer period.
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All balance transfers must be made by the primary card holder. Secondary cardholders are not able to complete balance transfers.
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Yes, the credit card you are transferring the balance from must not be expired and must be fully activated. If this is not the case, please get in touch with the provider of the credit card you would like to make the transfer from.
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Yes, you will be charged interest on purchases and cash withdrawals at your standard rates. Balance transfers can affect your interest free period for purchases. If you do not pay your balance transfer off in full because you want to take advantage of the 0% offer, you will be carrying a balance on your account from month to month. If you carry an outstanding balance, you’ll be charged interest on any new purchases straight away. Once you clear your balance in full (including your balance transfer), you’ll go back to having an interest free period.
Promotional offers
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If there’s a 0% purchase offer available when you apply for your Aqua card, you’ll see a banner in the application. Sometimes, we may offer existing customers a promotional purchase offer, too. We’ll get in touch to let you know if we have an offer for you.
Rewards and benefits
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Once you’ve been with us for a while, you could get an invitation to apply for an Aqua personal loan. Find out more about personal loans for Aqua customers.